Top 10 High-Interest Business Bank Accounts in the USA for 2025
For business owners in the United States, selecting a bank account that maximizes interest earnings while offering robust features is essential. In 2025, high-interest business bank accounts have become increasingly popular, allowing companies to grow idle funds without compromising liquidity. This guide highlights the top 10 options available, each designed to cater to different types of businesses—from startups to high-revenue enterprises.
1. Chase Business Complete Banking®
Chase offers a comprehensive business account with competitive APYs for balances over $50,000. Features include 24/7 online banking, mobile deposits, and integration with major accounting software. Small businesses benefit from low monthly fees and frequent promotional bonuses.
2. Bank of America Business Advantage Savings
This account offers tiered interest rates up to 2.75% APY for balances exceeding $100,000. With nationwide branch access, relationship rewards, and dedicated support for entrepreneurs, Bank of America remains a top choice in 2025.
3. Wells Fargo Platinum Business Checking
Known for its reliability, Wells Fargo provides a high-yield checking option ideal for established businesses. With cash management tools, merchant services, and APYs up to 2.9%, it’s a secure choice for businesses managing larger sums.
4. Capital One Business Advantage Savings
Capital One delivers APYs up to 3.0%, making it one of the leading banks for high-interest business savings. It offers seamless online banking and integration with leading payroll platforms, ideal for growing businesses seeking flexibility.
5. U.S. Bank Premium Business Money Market
This account combines the flexibility of a money market account with high interest rates. Businesses can earn up to 3.2% APY while enjoying easy fund transfers and check-writing capabilities for enhanced liquidity management.
6. PNC Business Checking Plus
PNC offers a robust account with up to 3.1% APY for high balances. Featuring Treasury Management services, this account suits medium to large enterprises aiming to maximize interest while accessing advanced financial tools.
